Disclaimer

Effective Date: May 15, 2025

Welcome to lojimo.fun. Before using our website and services, please read this Disclaimer carefully. By accessing or using lojimo.fun, you acknowledge and agree to the terms stated in this Disclaimer. If you do not agree, please refrain from using our site.

⚠️ 1. No Financial Advice

The information provided on lojimo.fun, including EMI calculations, loan information, and related content, is intended for general informational and educational purposes only. It does not constitute financial, legal, tax, or investment advice.

We are not licensed financial advisors, accountants, or legal professionals.
The EMI Calculator and other tools are designed to assist you in estimating loan payments but are not a substitute for professional advice.
Before making any financial decisions, you should consult with qualified professionals who understand your individual circumstances.

📊 2. Accuracy of Calculations

Our EMI Calculator is built using widely accepted formulas and industry-standard practices to provide accurate estimates based on the data you input, such as principal amount, interest rate, and loan tenure.

However:

Calculations are estimates only and may not reflect actual loan conditions offered by banks or lenders.
Interest rates and loan terms vary between financial institutions and are subject to change without notice.
Processing fees, taxes, penalties, and other charges are not always included in the calculations.
Users are responsible for verifying information with their lenders before proceeding with any loan.

🌐 3. Use at Your Own Risk

lojimo.fun and its content are provided “as is” without warranties of any kind, either express or implied. We disclaim all warranties, including but not limited to:

Accuracy, reliability, completeness, or timeliness of content.
Fitness for a particular purpose.
Non-infringement of third-party rights.

By using our website, you agree that your use is at your own risk. We are not liable for any losses, damages, or expenses arising from your reliance on the information provided.

🔗 4. External Links and Third-Party Content

Our website may contain links to external websites, tools, or resources for your convenience. These links do not imply our endorsement or guarantee of the content or services provided by these third parties.

We do not control and are not responsible for the accuracy, legality, or content of external sites.
Your interactions with third-party websites are governed by their own terms and policies.
We recommend exercising caution and reviewing the terms and privacy policies of any third-party sites you visit.

📉 5. Limitations of Liability

To the fullest extent permitted by law, lojimo.fun and its affiliates, employees, agents, or partners shall not be held liable for any:

Direct, indirect, incidental, consequential, or punitive damages.
Loss of profits, revenue, data, or business interruption.
Errors, omissions, or inaccuracies in any content or tools.
Any financial decisions made based on the information provided.

This limitation applies even if we have been advised of the possibility of such damages.

🛠️ 6. Technical Issues and Availability

We strive to maintain the functionality and availability of lojimo.fun at all times. However:

We do not guarantee uninterrupted or error-free service.
The website may experience downtime due to maintenance, updates, or unforeseen technical issues.
We are not responsible for any losses or inconvenience caused by service interruptions or data loss.

👥 7. No Professional-Client Relationship

Your use of lojimo.fun does not create a professional-client relationship between you and our team.

The tools and information provided do not substitute personalized advice from qualified financial advisors, lawyers, or tax professionals.
Always seek independent advice tailored to your individual needs.

🔐 8. Privacy and Data Usage

Your privacy is important to us. Please refer to our Privacy Policy [link to Privacy Policy] to understand how we collect, use, and protect your personal data.

We do not store or sell your personal input data.
Your information is used solely to generate calculations and improve user experience.

📝 9. Changes to This Disclaimer

We reserve the right to update or modify this Disclaimer at any time without prior notice.

Changes will be posted on this page.
Continued use of lojimo.fun after updates constitutes your acceptance of the revised Disclaimer.
We recommend reviewing this page periodically.

📧 10. Contact Us

If you have any questions or concerns about this Disclaimer, please contact us:

Email: support@lojimo.fun
Website: https://lojimo.fun/contact

🔎 11. Final Thoughts

At lojimo.fun, our goal is to empower users with easy-to-use financial tools to simplify loan management and planning. While we endeavor to provide accurate and useful information, it is essential to understand the limitations and risks inherent in online financial calculators and educational content.

By using our services, you acknowledge these terms and agree to use the information responsibly and wisely.

Thank you for trusting lojimo.fun as your financial planning companion.