Privacy Policy

Effective Date: May 15, 2025

At lojimo.fun, your privacy is our priority. This Privacy Policy outlines how we collect, use, protect, and disclose your information when you visit and use our website and services. We are committed to maintaining your trust by handling your data responsibly and transparently.

Please read this policy carefully to understand our practices regarding your personal information and how we protect your privacy.

🌐 1. Information We Collect

When you use lojimo.fun, we may collect the following types of information:

a. Personal Information You Provide

Contact Information: When you contact us via email or our contact form, you may provide your name, email address, and any additional information necessary to respond to your inquiry.
User Feedback and Communications: Any messages, comments, or feedback you send to us.

b. Automatically Collected Information

When you visit our website, certain data is collected automatically through cookies and tracking technologies:

Log Data: Includes your IP address, browser type, operating system, referring URLs, pages visited, and timestamps.
Device Information: Details about the device and browser you use to access our site.
Usage Data: Information about how you interact with our website, including pages viewed and time spent on the site.

🔍 2. How We Use Your Information

Your data helps us improve our services and provide a better user experience. Specifically, we use your information to:

Provide and Maintain Our Services: Process your requests, deliver accurate EMI calculations, and manage customer support.
Improve Our Website: Analyze user behavior and preferences to enhance functionality and content.
Communicate With You: Respond to inquiries, send updates, or provide important information related to the website.
Ensure Security: Monitor and prevent fraudulent activities or unauthorized access.
Comply With Legal Obligations: Fulfill regulatory requirements and enforce our Terms of Service.

🛡️ 3. Data Protection and Security

We take the security of your information seriously. We implement appropriate technical and organizational measures, including:

Encryption: Data transmitted to and from our site is secured using SSL/TLS encryption.
Access Controls: Only authorized personnel have access to your personal information.
Regular Security Audits: We regularly review and update our security practices to protect against vulnerabilities.

While we strive to protect your data, please be aware that no method of transmission over the internet or electronic storage is 100% secure.

🍪 4. Cookies and Tracking Technologies

lojimo.fun uses cookies and similar technologies to enhance your browsing experience.

What Are Cookies?

Cookies are small text files placed on your device to store information and preferences.

How We Use Cookies

To remember your preferences and settings.
To analyze website traffic and user behavior.
To improve site performance and functionality.

Managing Cookies

You can control or disable cookies through your browser settings. However, disabling cookies may affect your experience on our website.

🤝 5. Sharing Your Information

We do not sell, trade, or rent your personal information to third parties.

Service Providers

We may share your data with trusted third-party service providers who assist us in operating our website and services (e.g., hosting, analytics). These providers are contractually obligated to keep your data confidential and use it only for specified purposes.

Legal Requirements

We may disclose your information if required by law or to protect our rights, property, or safety.

🌍 6. Third-Party Links

Our website may contain links to external sites. We are not responsible for the privacy practices or content of these third-party websites. We encourage you to review their privacy policies before providing any information.

👶 7. Children’s Privacy

lojimo.fun is not intended for use by individuals under the age of 13. We do not knowingly collect personal information from children under 13. If you believe we have collected such information, please contact us immediately, and we will take steps to delete it.

📱 8. Your Rights and Choices

Depending on your location, you may have the following rights regarding your personal data:

Access: Request a copy of the personal data we hold about you.
Correction: Ask us to update or correct inaccurate information.
Deletion: Request deletion of your personal information, subject to legal obligations.
Data Portability: Obtain your data in a portable format.
Objection and Restriction: Object to or request restriction of certain processing activities.
Withdrawal of Consent: You can withdraw consent for processing where applicable.

To exercise your rights, please contact us at support@lojimo.fun.

🔄 9. Data Retention

We retain your personal data only as long as necessary to provide our services, comply with legal obligations, resolve disputes, and enforce agreements.

🌐 10. International Users

lojimo.fun operates globally. By using our website, you acknowledge and consent to the transfer, storage, and processing of your information in countries outside your own, which may have different data protection laws.

📝 11. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices or legal requirements. We encourage you to review this page regularly.

Significant changes will be communicated via prominent notices on our site or email notifications where applicable.

📧 12. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy or your data, please contact us:

Email: support@lojimo.fun
Website: https://lojimo.fun/contact

Final Words

At lojimo.fun, we are deeply committed to protecting your privacy and delivering a transparent, secure, and trustworthy user experience. Your confidence means everything to us, and we continuously work to uphold the highest standards in data protection and privacy.

Thank you for trusting lojimo.fun with your financial planning needs.