Terms of Service

Effective Date: May 15, 2025

Welcome to lojimo.fun. These Terms of Service (“Terms”) govern your access to and use of our website and services. By accessing or using lojimo.fun, you agree to be bound by these Terms. If you do not agree with any part of these Terms, please do not use our website.

🌟 1. Acceptance of Terms

By using lojimo.fun, you confirm that:

You have read, understood, and agree to comply with these Terms.
You are at least 18 years old or have the consent of a parent or guardian.
You agree to abide by all applicable laws and regulations.

If you are using this site on behalf of an organization, you represent that you have the authority to bind that entity to these Terms.

🔍 2. Description of Services

lojimo.fun provides an online EMI Calculator and financial planning tools designed to assist users in estimating loan payments and managing finances. Our services are provided “as-is” and are intended for informational purposes only.

🚫 3. User Conduct

You agree to use lojimo.fun responsibly and lawfully. You shall not:

Violate any applicable laws or regulations.
Engage in fraudulent, abusive, or harmful behavior.
Attempt to gain unauthorized access to our systems or other users’ data.
Use automated means such as bots or scrapers to access or collect data without our permission.
Upload or transmit viruses, malware, or harmful code.
Impersonate others or misrepresent your affiliation with any person or entity.

Violation of these rules may result in suspension or termination of your access.

📜 4. Intellectual Property Rights

All content on lojimo.fun, including text, graphics, logos, software, and tools, is owned or licensed by us and protected under copyright, trademark, and other intellectual property laws.

You may use the content only for personal, non-commercial purposes. Any unauthorized use, reproduction, distribution, or modification is strictly prohibited without our prior written consent.

🔄 5. Modifications to the Website and Terms

We reserve the right to modify, update, or discontinue any part of lojimo.fun or its services at any time without prior notice.

We may also update these Terms to reflect changes in our services, legal requirements, or industry standards. Updated Terms will be posted on this page, and your continued use of the site after such changes constitutes acceptance of the new Terms.

🛡️ 6. Disclaimer of Warranties

lojimo.fun provides its services “as-is” without warranties of any kind, express or implied.

We do not guarantee:

Accuracy, completeness, or reliability of any information or calculations.
Continuous or uninterrupted access to the website.
That the website is free from errors, viruses, or other harmful components.

Your use of the website is at your own risk.

⚖️ 7. Limitation of Liability

To the fullest extent permitted by law, lojimo.fun and its affiliates, employees, or partners shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from:

Use or inability to use the website or services.
Errors or inaccuracies in content or calculations.
Loss of data, profits, or business interruption.

This limitation applies even if we have been advised of the possibility of such damages.

🔒 8. Privacy

Your privacy is important to us. Please review our Privacy Policy [link to Privacy Policy page] to understand how we collect, use, and protect your information.

🌐 9. Third-Party Links and Services

Our website may contain links to third-party websites or services for your convenience.

We do not endorse or control these external sites and are not responsible for their content, privacy policies, or practices.

Your interactions with these third parties are solely between you and them.

📈 10. User-Generated Content

If you submit feedback, comments, or other content to lojimo.fun, you grant us a non-exclusive, royalty-free, worldwide license to use, reproduce, modify, publish, and distribute such content for any purpose related to our services.

You represent that you have the right to submit the content and that it does not infringe on any third-party rights.

🔧 11. Termination

We reserve the right to suspend or terminate your access to lojimo.fun at any time, without notice, for violations of these Terms or other conduct we deem harmful.

Upon termination, your right to use the services will cease immediately.

⚖️ 12. Governing Law and Dispute Resolution

These Terms shall be governed by and construed in accordance with the laws of [Your Jurisdiction], without regard to its conflict of law principles.

Any disputes arising out of or relating to these Terms or the use of lojimo.fun shall be resolved through good faith negotiations. If unresolved, disputes may be submitted to binding arbitration or courts of competent jurisdiction in [Your Jurisdiction].

🤝 13. Indemnification

You agree to indemnify and hold harmless lojimo.fun, its affiliates, and employees from any claims, damages, liabilities, costs, or expenses arising from:

Your use of the website.
Violation of these Terms.
Infringement of any rights of third parties.

📢 14. Contact Information

If you have questions, concerns, or need assistance regarding these Terms, please contact us:

Email: support@lojimo.fun
Website: https://lojimo.fun/contact

📝 15. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and lojimo.fun regarding your use of the site, superseding any prior agreements.

Final Words

Thank you for choosing lojimo.fun. We strive to provide you with accurate and user-friendly financial tools to help you manage your loans and finances confidently.

Please review these Terms regularly to stay informed of your rights and responsibilities.